My goal was to replace my W-2 income so I can continue supporting myself and my family if I die, my health fails, or I just decide to call it a day and move to Mexico.

I wouldn't quit my job because i was worried about health insurance but health insurance was the last thing on my mind during that whole process.

You will then want to contact the health department to get a plat showing the septic tank location and drain field location if not on city/county sewer system. 

If anyone has some solid advice for someone closing on their first rental and dealing with this dilemma please respond.

I don’t understand the dilemma.

@David CruzI would never assume the first is performingThis is always the dilemma when buying at auction when not in first.

The property has to MEET or exceed all health and safety codes.

(Paid off about a week ago, thats why)I do have $2,000 in medical debt (disputing because I was in a coma & was signed up for Medicaid by my mother in the hospital before I had surgery in 2017) Husband started 2nd hourly position 7 months ago (same field)I began working 2nd job 2 months ago (with a break due to severe health issues)Both positions are in the same field of work.Day positions; SalaryNight Positions; HourlyI now understand that we have to wait at least 6 more months to get pre-approved.Beforehand, we only worked 1 job, then realized it'd take forever to save up enough money for RE, so we both decided we'd work two jobs for the next 2 years and see how much money we could save.After all of the feedback I have received, in general I think it's best for us to wait at least another 6 months, for all the reasons all of you have explained.That gives us time to build our savings, save, save, save, and learn.  

HSA money is instantly available (all of it) for qualified medical expenses (medical office visits for doctor, dentist, optical, mental health; prescriptions for most meds, procedures, even Medicare premiums when he gets there).  

Me and my family are in a dilemma.