New and learning is good.There are different types of mortgage money, different sources of mortgage money and different ways mortgage money is amortized or calculated.There is regular Fannie Mae/Freddie Mac money. 

My sources tell me the Israelis have one that works on mammals. 

Also, there's the risk of major events coming up (like the corona virus) that could wipe you out if you don't have another source of income (i.e. your job). 

I work with an excellent lender, Mike Spindler at AMEC Homes loans, and also think @Sean Blomquist at Pine Financial is an excellent source for hard money loans - and his meetups are very informative for how it all works.

Many expert sources have largely avoided the actual numbers of deaths caused from Covid-19 v.s. the flue and factually which is more a threat to human life.

**Always keep two contractors sourced.**4.

@Jackson Burdett - Well, you've found the right source of information here on BP - and they have both an excellent Podcast and a recommended books page.

Do they have connections to off-market sources like wholesalers and REO brokers pre-listing? 

If you can find someone who is honestly selling the property themselves it may be a source, but I don't know if it is all trust worthy.

Taontae,Best thing for you right now is to go through this site and watch all the videos you can to learn the different things you need to know, this will hopefully keep you from getting burned and losing money. perhaps purchase a few books, either from this site or from another source, on investing in real estate, learn the different ways you can proceed and figure the best path that you want to go. do you want to flip, buy and hold, student rentals, trailer homes, single family homes, duplexes, multifamily, Hard money lender, real estate notes, etc. there are many avenues you can invest in real estate.