It just depends on your strategy.

Fast forward 15 years and I'm here to make new friends/collaborators and share some of what I learned.There are still deals out there but as always your mileage may vary depending on what you are looking for.

Depending on your situation, there are also interest-only loan options that can increase your cashflow.

I am making up that number, but I am not sure the research is there and might depend on the price range of the homes or maybe the neighborhood you are looking.   

Hi @Kieran DowlingLooking at comps for the property it depends on bed/bath count, square footage, and type.

@Kelvin Ng Depending on the deal, my feeling is the liability is limited as the Noteholder. 

Depending on how you set them up, they may not be able to force a sale, but they might get a charging order against any distributions, which basically tanks your mom's retirement plan.Two other ideas for you:1) See if the DSCR loans would be enough to get her out of debt.  

Depending on how much you'll have in reserves left if choose to put a larger down payment 

But if you keep your house as is, then there shouldn't been a property tax hike.3. lawn care, utilities, parking spot 4. saving up for capex expenses (i.e. 5-8% of rental income depending on the condition of your home)5.

Since Booking.com now has an option to discount rates depending on how many guests stay...I realized that's what happened with my first guest (that left my door wide open after checking out)!