Total operating income is $8,600 per month so even if I borrowed the full 900k it would still produce an outstanding cash flow (for the Maui market - which also has a huge added incentive of having a very high chance of appreciating).

You will need local assistance. 

Ill be glad to assist.

That $10K would be all available, or the IRA could joint venture with another investor not considered a disqualified party to your IRA (you, spouse, lineal family).An IRA may borrow, but must use a non-recourse loan, meaning no personal guarantee from you or a disqualified party. 

Assisted living?

If it is owner occupied, you should not have to use an MLO if you have not done more than 3 owner financed notes but confirm with your attorney but you still need to confirm the borrowers ability to repay (which you mine as well get an MLO to do it for $250-$500.

Frank Guzman to answer your question - when a borrower/ owner quit claims the deed all they are doing is transferring ownership but it does not mean the title is clear for the new owner.

You might want to borrow more that they'll let you!

After a week of calling his cell, office phone, speaking with the office assistant, and emailing him, I finally reached the listing agent. 

Being as new as I am, my concept of adding value was to assist with marketing or bringing deals that I wouldn't mind splitting 30/70 (70% to mentor) as I learn but I am willing to search courthouses records if that what it takes.