Asking for a mentor is no more work than asking to win the lottery. 

I never missed a single payment and they made $50,000 in interest off of me over the last year so instead of foreclosing on me recking my credit for the next 7 years and them being forced to sell a house for less than what I still owe, it seems like a great win-win option but I was shot down over and over because the appraisal was just too low.  

If the portfolio pays for itself and you don't have to pull out cash from somewhere else that is a win in my book.

I've run the numbers on a handful of multifamily properties in and around the Bay Area, and Gurbeer is right... breaking even is a win in the Bay Area. 

In Cleveland if you are Out Of State Investor there is no winning. 

I’m excited to start, I’m ready to start, and I want to win. 

I do not mind pivoting if it means I will win.

That is not typically true 99% of the time lenders are paid on the loan amount and this gets them incentivized to find best rates and win the deal so I apologize if that was confusing.

Of course...I always win them over.

Get a lender, enter into contract, close escrow, enjoy your new home. if you have less than 30 days, you would need the seller's cooperation to contact the foreclosing entity to see if they will postpone to give you time to close the deal. it's not guaranteed and the lender is under no obligation to do so but if everyone wins (seller sells, lender gets paid off in full, you get a home), most lenders will provide a small window of time to get it done.