I'm a 26 year old from Long Island hoping to acquire my first rental property by the end of the year.

Would confirm to the rest of the sfr in the neighborhood?

Let the numbers tell you where is the best area, for you.Oh, and if you invest out of state, build the PM costs in the deal.

I shopped all of my state's CU last time so I only called the top few this time around, it does seem like the best way to go about things.

If you are good with your numbers, you're already ahead of the game.  

@Michelle Hardy Just adding, check your local city too for their requirements, many have specific requirements that the state may not have.Here in VT in the towns my properties are in, there is not a requirement to keep them separate or pay interest. 

Upfront expenses and monthly payments must be considered when calculating the return on your investment.EXAMPLEYou cash out $100,000 of your equity and use this as a down payment on a $400,000 investment property.

I have a lot of good information on the KC multifamily market that I can send you. 

The connection happened in less than a week of listing but I haven't seen anyone talking about them.

@Joshua ChristensenThey were part of our community briefly.