@Ivana Ivanovic you appear to have a good grasp on your own diligence process which will serve you well.

I would not be confident the PM has a good legal option if they served pay or quit so late.  

I plan to serve him a 60 day vacate notice on Monday.  

To sale right now would be a positive income because it appreciated 20% since purchase and I have several years of equity in it while it served as a rental.

Thus, the next challenge and frontier for many DSCR lenders seeking to serve the growing number of real estate investors pursuing this strategy is to cement a qualification and underwriting methodology to properly qualify MTRs and accurately project their revenues.

All speculative, but food for thought. 

Reviewing the tax sale file show show if the lenders were served. 

One hard part may be serving the tenant.

If this approach doesn't work, then I'll consider hiring a special process server to serve it.  

Maybe she was someone else's dependent for a year (while you were serving time for tax fraud).