@Brian OrrSpeaking from my experience and underwriting these deals the lender will work with a predetermined range of expense ratio starting at 35% on the low end to 45% expense ratio.Once the appraisal comes back they will look at the market expenses and your actual expenses and take the higher of the two ratios.Most banks including alternative lenders will preliminary underwrite the deal at 40% until value comes back.

Whenever you start a new marketing campaign set a budget and set some realistic goals for how well you want that campaign to perform and measure the results consistently over a set pre determined time frame (i.e. not just one or two weeks).

.- Market Risk: If the market appreciates significantly, the seller is locked into a predetermined sale price.Regarding whether it's a good strategy for getting started in real estate investing, lease-to-own can be a viable option, especially for those with limited initial capital or for those wanting to enter the market without immediately committing to a mortgage.

This will predetermine this project financial success.Types of drives:1. 

Application ProcessingMinisterial approval (approves or denies based on predetermined rules)Must get a response within 60 days.

Escalation clauses - allowing you to automatically raise your offer by a predetermined amount anytime a higher-competing offer comes in.2.

We are thinking of using the investor's money to buy a property, do a value add, refinance and then pay the investor back a predetermined return.  

I am looking for something that allows greater flexibility and not apply pre-determined filters.Appreciate the input,Mo

I rarely make snap decisions, I know what my options are, I don't have to have a predetermined course of action until I consider all my options, I can do that the next day allowing the deal to sink in. 

As a mid size PM company we actually charge damage waiver to all guests and then self insure our clients up to a pre determined amount to protect against property damage.