I also know that they "didn't know about the sale ahead of time", so I have to imagine that played a role in the lien. 

Trying to save money by foregoing insurance is playing russian roulette.

Almost zero but normally they play nicely.7.

I will play devil's advocate here. 

As mentioned if the holding company is not solely holding or owning assets together funneling monies as a loan would further complicate if there is a default but also cause you to file extra tax returns = $...Yes you are taxed on interest income or any money that you make, does not matter how you structure it, what comes into play is not how much your taxed but how much you pay someone to figure out for you how much you need to pay and each layer is an added cost. 

So I was playing musical chairs with them much as you might with credit card balance transfers.  

The price to get in is obviously TOUGH, but if you have a pile of cash to play with, it's hard to argue with or beat the long term results of the cities with the best job markets and lifestyle (for those who can afford it) in the world.

You'll see the usage drop significantly once they start to play for it.Get three quotes from HVAC companies, and if you don't have any I would ask contractors and realtors for referralsGino

I am a division one soccer player and have been blessed to be done with my last years with no debt.

The rates are usually tied to prime and LTV plays a factor as well for the best pricing.