Leveraging an owner occupied loan, putting as little as 5% down with a conventional mortgage (I have lenders that will offer NO pmi as well) and buying a multi family will fast track your REI journey. 

For the other properties, consider conventional loans with 10%-15% down to conserve capital.2.

Begin reaching out to lenders to see if you can qualify for a conventional mortgage, especially considering your change in financial situation (living in Phoenix, out of cash)

As a beginner, before learning about all different types of lenders, I purchased my first investment property under a conventional investment mortgage in my own name. 

For pros, he challenges conventional wisdom and explodes sacred cows by exposing hidden conflicts of interests and mis-alignments that many in the industry won’t admit to.

Good evening,I purchased a townhome in Houston, Texas in August 2020, locked in at a 3% rate with a low 5% down payment on a conventional loan for $284k. 

When you do any agency loan (conventional or government) as a Primary Residence, you are signing a new 1 year "occupancy clause".

Most startup investors use a conventional mortgage to buy their first investment property.

A conventional loan may come in slightly cheaper, that's true, but the red tape on conventional mortgages is excessive to say the least.No Reporting on Personal Credit: DSCR loans are kept off your personal credit profile, which is perfect for keeping your personal and business credit separate.

Keep in mind conventional Fannie Feddy loans are 12 months now... which sucks.