How do I proceed?

[Jesse Dominguez-Castelan]

Back in 2021,I found myself an opportunity in Indiana, where I lived, to purchase a house. It ended up being a seller financed deal.  As it was my first opportunity to get some skin in the game, I jumped on the deal and we agreed on a 5 year ballon (4% rate, amortized at 15 yrs). I lived in the house with my siblings (who pay me enough rent to cover the mortgage) for 3 years, until 3 months ago when I moved to Phoenix. I have about 20 months left until I have to get my own financing, but now I am stuck on what I should do. My siblings still live there, the house definitely needs some fixes, and now I'm out of cash. My original plan was to hold it long-term as a rental. I genuinely don't know what my next steps are, so I am looking for some guidance. Any help is appreciated!