Definitely a longer amount of time between lead generation and closing and more resistance from sellers to go under contract with a wholesaler but it is definitely possible.

To get access to the maximum amount of equity, I would recommend Tower Credit Union.

Labor and Material has not depreciated in this amount of time.

The fourth loan offer ask to deposit the whole loan amount into a CD.

Also, many PadSplit properties have bedrooms that are created via flex walls that wouldn't meet the definition of a bedroom in an appraisal, so many PadSplit owners may think their property is worth a certain a mount based on a bed count that's not valid. 

You'll get differing amounts and qualities of leads depending on the type of marketing, but also depending on who you're marketing to and where.

BECAUSE if she quit she wouldnt get unemployment on top of the absurd amount of benefits she was getting . ( the amount she gets is between $50k and $70K based on what she showed a coworker) . 

@Kareem Hammad With that amount of a down payment, I'd concur with @Julia Lyrberg suggestion about house hacking and expand from there. 

He has owned it for over 30 years and has no debt, so seller financing is possible and he doesn't need a large amount of cash soon. 4 of the 6 units have been recently updated. 

Self-managing your vacation rentals requires a significant amount of time and effort.