Just a very blunt assessment of what it takes to do to get ahead nowadays (borrow vs. save) and the dangers of the current anti-capitalist mindset taking hold in America. 

I hope that has allay your fears that I'm somehow anti QI, but as Upton Sinclair said, "It is difficult to get a man to understand something, when his salary depends on his not understanding it" so I'll temper my expectations. 

And then some ranting, cranky, anti-media, anti-gov, anti logic.

This probably won't help much, but I've spoken with a lot of different RE attorneys in the Milwaukee area, and each once has been very anti-investor.

We pay cash at auction and are frequently trying to sell to a buyer with FHA inside of 90 days so we run into this issue frequentlyHUD waived the FHA day day anti flipping rule a couple of years ago and keep rr-waiving the rule each year.

Without anty doubt in my mind, RE is absoluately the best option out there in my opinion.No other investment vehicle allows you to have possibility of appreciation, both time and forced, income (cash flow), leverage, tax incentives (depreciation, 1031 exchanges, etc), and the ability to buy at less than full market value.In contrast, buying a stock, you must pay the full going value of that stock on that day.

Where I am, IL has it's own laws regulating deposits (nothing too extreme), but for Chicago, there's another set of laws that's just downright anti-landlord.

The problem with anti-virus software packages like Norton and McAfee is they are worse than actual viruses.And, McAfee has/was always considered lower quality than Norton.

I am certainly no anti-gun advocate; I have a .38 and a .22 pistol in my home for protection.

And when the achievement finally happens, it's short-lived, anti-climatic, and they end up raising the bar anyway for the next goal.Focus and celebrate getting in the gym each day rather than focusing on the size of your biceps.