Usually it's based on multiple different rating factors because the risks for a retail differ compared to an event space.Good luck

The business committed to provide to me a closing of 3 land deals, membership portal with everything you need from start to finish, unlimited transactional funding available, first 8,000 mailers paid (print & postage), daily live office hours, unlimited deal reviews, weekly live deal reviews, recruited & fully trained sales team (first 90 days free), discounted sales team after 90 days, recruited & fully trained operations team ready to go, discounted operations team, professional buying & selling websites + monthly hosting, professional buying & selling logos created, trello advanced templates & training, datatree research subscription, access to private facebook group.

My message is more about offering a few options as I am a licensed broker + real estate investor.

However, this recommendation could change based on specific interest rates, your personal financial situation, and long-term goals.

Are there other options I haven't thought of?

I did not have your mentality at 21.I'd say you are headed in the right direction with the strategy you are considering - househacking.You'll be able to use a low-down payment option, learn to manage properties, create systems for managing maintenance projects, have your tenants pay most or all of your mortgage,... the list goes on.There will definitely be hurdles but like you said...you'll make it work!

I took a look at your listing and it has lots of potential based off it's location. 

The dealbreaker on not being an acceptable option for insurance purposes pretty much made Everseal a non-entity in our market.  

We have $100k cash right now and we're trying to figure out if it's worth it to put the cash we have into refinancing Property 2 based on income generated, decreased value, etc.

@Jaquon MillerDepends on your long term goals but based on what you wrote, I would strongly consider refinancing