I'll be waiting for your private message with email.

Pay cash or find private money.

I am happy to answer all of your questions, but I'd like to do it in a private message.

fyi - For buyers I would use the same card I use for lawyers, realtors, private investors etc.

Refinanced out of it last year in to a conventional 15 at 2.75% :)I prefer conventional with atleast 20% down so you don't have to pay PMI (Private Mortgage Insurance) If you have the means to go the conventional route -- I'd suggest that route.

I have already spoken to DPW supervisor and the private repair person who gave the homeowners an estimate a couple of years ago (yes it’s been going on that long).Here’s the 2nd bad part - the other homeowner who shares the line is completely uncooperative and so far has said they won’t share cost of repair.

We get very creative with partners private lenders etc.

It's my understanding that cash out refis are hard to come by.You may need to get private money, obtain a huge second or refi it and then do a no cash out refi later to get where you want to be.Only two ways to get equity out, sell the property or borrow it out, borrowing has tax advantages and does limit liability in a round about way.I'd consider your cost of money and use of funds considering paying down principal on a home that was to be used for a 7 year period, you could probably do much better using it in other ways.

As Bill Gulley said, as a listing agent I don't accept these "loan preapproval" letters that guys get off the interent from some supposed internet "private money lender".

Then we all drove down the road to look at one of my properties in Malibu and have gramps the tour, then proceeded to show 2 more in Agoura.