But if it is sub-to then the deal works for a nice base hit rental without needing to buy using a HML at 10% and points etc.

I've just done the work myself: get a judgment, file to have wages garnished, place liens on any property they may own (I've had some people come up as being on joint title on a property).Some people will sent up a payment plan as soon as the sheriff shows up to serve them with papers because they're so embarrassed!

Seller finance deals work when one of the following situations is present1- property can’t be financed with institutional financing usually because property is vacant (commercial property) or in bad condition2- seller will only accept an above market price for the property and by offering seller financing opens the universe of potential buyers to include people who wouldn’t qualify for financing3- seller is able to obtain a “piece of the action” from a buyer rehabbing the property and hence ultimately obtain a higher price.4- the seller has an existing low interest rate mortgage and wants to “wrap” the existing mortgage into a seller financed higher rate mortgage and pocket the differential 5- property is an investment property, seller has a low basis in the property because of depreciation, and wants to spread out the taxes due.Are you thinking of trying to purchase with 100% seller financing, or are you able to /willing to offer a down payment of say 10-20% .  

Looking to invest in and out of state.Outside of real estate, I enjoy listening to audiobooks, spending time with family, building health care organizations and caring for people in my community.Excited to learn and connect with you all!

If you are a big enough agent in the space, people tend to send you off-market deals/distressed stuff as well.

These were not our top 2 priorities but we're in the process of doing our due diligence and knowing all of the major and minor things people think we should look at will help us make sure we don't miss anything. 

@Eve Favorse networking is the best way.How many people in your personal network? 

What do the people of bigger pockets think? 

@Matt "Roar" GardnerI’ve also been looking in Destin but no matter if its Destin or the Poconos in PA… When people say that a market is a gold mine if the numbers work… I’m not sure the numbers work right now.

Many people have bought at higher rates, and have made STRs work in that market.