They often offer competitive pricing and have a wide selection.- Online retailers: Amazon and Wayfair are good for smaller items like hardware, as you've mentioned.

Keep in mind that if a lawsuit is initiated, the attorney will probably file a lis pendens which means the title company won't issue insurance and it ties up the property until things are settled/litigated.

Technically 5+ units is commercial so many residential lenders won't offer financing in house..

Does anyone know of any similar offerings at any other banks?

But my plan is to pay off what’s left to own it free and clear and do seller financing. my plan is to offer 15 or 30 years at a normal rate that someone could get from the bank at time of closing.

For example,  If the grill should start a fire would your insurance find you negligent?.

This approach involves risks and considerations, including due-on-sale clauses in existing mortgages.Credit Unions and Local Banks: Sometimes local credit unions or community banks can offer more flexible terms compared to larger institutions.

Do NOT offer to give them your key or you are just enabling their behaviour. 

I'm have trouble getting a quote for fire insurance, due to State Farm pulling out of the market.

Hi @Neil Patel I put in an offer on a 4plex (26 Ella St) but got beat out by a cash offer.