I'm not 100% sure what the walls are made of..

If you do not have quality documentation working together to build a wall against lawsuits and creditors then your wall will just fall down on you.

I have a chance to buy two duplexes built in 2008 1850 sq ft each .

For example you could get five 100k duplexes with conventional mortgages  using 100k from the Heloc as 20% down payments.

This duplex popped up and seems like a home run for my “criteria”.

I found a duplex we intend to house hack and fund with a VA loan for 0 money down and no PMI.

The bathtub/shower has a window on the one wall opposite of the shower head but is frosted so you can’t see in.

Prior to that I used a portfolio lender to finance under 20% down for a couple owner occupant duplexes.

I've worked with quite a few Californians and New Yorkers buying $80k SFH rentals, $150k duplexes, $200k fourplexes, and $7M 160 unit apartments in our area.

They were blaming it on a snow storm in December and sicknesses in January.Issue 4: After tenant (from issue 3) vacated; they performed a walkthrough and told me things that the tenant broke (laundry door, punched a hole in the wall, the usual).