[Calc Review] Help me analyze this steal, I mean deal?

[Obed Salazar]

Hi all, 

My name is Obed. I am prior military (AF) and an air traffic controller. I'm new to BP and REI in general. I am also new to the Pensacola, FL area.

I've been trying to analyze listings on the usual sites and what I receive from a real estate agent. This duplex popped up and seems like a home run for my "criteria". I have a couple of requests with this post. Can someone double check my work because the numbers look so good I feel like I've entered something incorrectly? :). Next, I'm currently not working but I have some money saved up, and my fiancé (we live together) has a new nursing job. Will that be a problem for a traditional lender? I want to use a VA loan, would they take into account her income? Any solutions/suggestions?

Thanks in advance for your time and replies.

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*This link comes directly from our calculators, based on information input by the member who posted.

[Jeremy England]

Looks like a good deal if you plan on living there.  Its not a BAD deal if you don't plan on living there you'll just have to figure another way to pay for it.  

If you are both on the mortgage, both incomes can be counted.  If its just you, then only your income.  

Also keep in mind your closing costs. The VA funding fee is going to be about 10g with this loan.