The IRS decides to audit Ralph, and summon him to the IRS office.The IRS auditor is not surprised when Ralph shows up with his attorney.The auditor says, “Well, sir, you have an extravagant lifestyle and no full-time employment, which you explain by saying that you win money gambling.

Below thee top floor I might cover the bricks with something or paint them a different color or add a border to define ground level.

However, tax liens on houses around the border of metro city of the state, is it as competitive as metro city tax lien bidding?

San Bernardino has a high crime rate compared to many of the bordering cities. 

We try to keep a lot of our properties in the borders.

I'm not an attorney or accountant so you both should talk to cross-border ones to make sure you each do what is best for your specific situation. 

People who know and trust you, AND are tired of the gambling of mutual funds, etc, will end up making good Private Investors for your business.

On the other hand, you may be willing to take this gamble because you are making enough money at your job that this is just a bonus.

Is there a tile border or some other wood treatment that I could use to make a nice-looking transition between the oak flooring and the new laminate?

Have you looked a bit outside the borders such as the Irving park areas?