If you only have $5,000 cash and $15,000 credit...

[Kin Lay]

If you only have $5000 cash and you can borrow up to 15000 from bank or institution this year, how would you invest that money? Assuming you are fresh out of college and just landed a job for 6 months. Also, assuming you are from California and 2025 will have a recession.

For me, I am thinking about buying tax lien around Atlanta, GA, South Carolina, or Florida. Focus on 2 counties within those state and accumulate wealth there. Buying 1 tax lien cost around $4500 or 2 tax liens at a total of that cost (remaining budget go to expense for air flight and other expenses). Then keep accumulate that interest.

What do you think?