The best option would be to get the partnership together first then open the account so that you know your roles and can move forward with less stress.

There are always deeper psychological reasons and those reasons are typically not controversial (such as to be less stressed out about the necessity of paying bills, to achieve the ability to pursue other life goals, to help family, to prepare for my future retirement, etc.).

It's not worth the lost sleep and stress. 

Covey --- 10Good to Great - Jim Collins --- 8Emerging Real Estate Markets - David Lindahl --- 7Getting Things Done: The Art of Stress-Free Productivity - David Allen --- 7Finding and Funding Great Deals - Anson Young --- 7How I Turned $1,000 Into $5 Million - William Nickerson --- 7Ultimate Beginners Guide to Real Estate Investing - BiggerPockets --- 7What Every Real Estate Investor Needs to Know About Cash Flow… And 36 Other Key Financial Measures - Frank Gallinelli --- 7Building Wealth One House at a Time - John Schaub --- 680/20 Sales and Marketing - Perry Marshall --- 6Lifeonaire - Steve Cook & Shaun McCloskey --- 6Pitch Anything - Oren Klaff --- 6The Snowball - Alice Schroeder --- 6The Art of the Deal - Donald Trump --- 5Never Split the Difference - Chris Voss --- 5The Obstacle Is the Way - Ryan Holiday --- 5Secrets of the Millionaire Mind - T.

Hence the lumber yard charge account because they didn't report to credit bureaus.I eventually moved onto to Purchase + rehab financing offered by local banks, as I could close once, finish the rehab, and then it would convert to a normal mortgage, without having the stress or extra costs of doing a refi after.  

Her job was not affected during Covid but I was very understanding of how stressful the year was for everyone.

Even if there were no monetary gain, it would free up your time and reduce your stress. 

Just an unnecessary layer of stress when you relocate to a new city.

Having a vacancy stresses me out so much that I find the first warm body to fill the unit instead of waiting for someone that is qualified to rent it.  

I would stress to them the importance of avoiding damage as they move in/out.