Ensure you're not paying for work that hasn't been done and voice your concerns about timelines and how the GC expects to make that up to you. 

Or change your day-to-day routine to become more efficient.

These can all be negotiated. its critical to review your own loan documents for what the bank's definition is to ensure you're in future compliance and not in default.

I would have a lawyer review and see their material/labor increases to ensure that is all your absorbing.

My wife and I are trying to figure out our next money move of trying to be as efficient as possible with loan options and get out of a variable rate HELOC and the high monthly private loan payment.Listening to Bigger Pockets Money recently it occurred to me that I could take out a $250k 30 year mortgage on our primary residence that would cover all of the other debt but at a better rate than a rental property and a HELOC for a reasonable monthly payment.

What luxury spending could they cut to ensure rent on time.

What I'm looking for is advice, recommendations, and discussion centered around how to find financing, specifically for cash-only major rehabs, efficient off market deal hunting, and local contractor vetting/partnering.  

So ensure you able to pay your mortgage at the higher level while putting aside reserves for capex, vacancy and repairs.Here is the other kicker as well.

Luckily for us, one of the tenants were month-to-month, so we had the seller's PMs deliver a notice to vacate and ensured that the seller would deliver at least one unit vacant.At the same time, it's important to remember that these are people you are vacating from the property.

As an example, the steps @Chris Levarek outlined (which were great), sound to me like general solicitation.Investors don't need to be accredited under 506(b), and if they state that they are, you don't need to verify.  506(c) requires you to do a detailed review to ensure they are all accredited.You're doing the right thing in meeting with an attorney, so this is not legal advice, just general guidance about where each of those options might take you.