You can't deny their applications based on their gender. 

Redemption period is nine months from date of deed recording; another court ruling denied redemption to somebody who attempted to redeem a few days past the nine months when that person was mistakenly told redemption was one year from the sheriff sale date (although that is the typical timeline for redemption rights to expire, the law states very specifically how to determine the nine months redemption period).So commercial properties have no redemption rights, and rental properties also have no redemption rights unless the owner lived in one of the units in a multi-unit building.Some further reading here:http://www.biggerpockets.com/forums/41/topics/68977-foreclosure-auction-sheriff-sale-and-trustee-sale-faq

If denied a modification, lender is required to say why denied and in some cases, the borrower has an appeal right but this process usually doesn't exceed 14 days after the denial.

I understand wanting to meet them, but it is hard to deny someone just because you don't like how they look or act.

You can not deny the historic numbers.

All of the listing agents i dealt with seemed as if they were playing dirty. i came in well above asking price and they denied and asked everyone to bring in their best offer.

My partner and I own a handful of houses in South Park that we've been pretty pleased with and it's hard to deny the numbers in Dayton, if you know the area and make sure you buy right.

@Brandon Hershey what would trigger them to deny a claim?

@Alex Knights,If the other applicants had better ratios, and was stronger, then IMO it'd be very hard to prove that you were denied based on the family photo.   

Here’s the sequence of events:- all buyer contingencies EXCEPT Loan contingency were removed- Loan CR removal date was 9/21, buyer didn’t remove - seller sends buyer a notice to buyer to preform to remove the loan contingency on 9/25- contingency wasn’t removed - COE DATE SET to 10/01- On 10/03 buyer sends cancellation of contract pursuant to not being denied for a loan - On 10/03 but after the delivery of the cancellation of contract, the seller sends a demand to close set for 10/08Who keeps the EMD?