Because so many investors have entered the shadow banking industry seeking yield, competition has increased to a point where interest rates have been pushed down from an average rate of 15% down to 10%.Borrowers from shadow banks are companies in industries like real estate or steel where the government is seeing “overinvestment,” and likewise where state-owned banks have slowed lending or stopped lending altogether.

Some firms are doing away with partner track altogether.

You have to check the loan documents also because in addition to a pre-pay penalty you mentioned there might be an assumption fee to assume the loan which is usually around 1 percent or a flat fee.Sometimes the lender has when the loan gets closer to maturity the pre-payment penalty goes away or keeps getting reduced to a smaller amount.You will need at least tens of thousands for due diligence and closing costs.

If they track each other and your debt service remains flat, your cash flow, in nominal dollars, improves.

I asked if we can put on there 30/60 /90 days. something that is agreeable to both of us.He flat out refused ANY date, and that is such a huge red flag to me.

As long as you have a nice flat underlay, you should be alright.

And Janice Jahn they don't flat out fund your deal.

One deal I am working on for myself is a two-flat with owner financing.

This rationale applies whether it be a new office building or a single family home.3) All service industries including the legal field are subject to commoditization (see legalzoom and read The World is Flat), better find your niche!

Do you guys boom and bust, or stay pretty flat?