Are you househacking or is this a traditional rental?

Hello all,I am still new to this but have about 3-4 months of reading books (Rich Dad Poor Dad, 10 Commandments for real estate investors) listening to the BP podcast, and been looking around the Maryland market, so with that said, anyone have any advice for a good private money lender or hard money lender in the Southern Maryland Area. 

I will probably go the more traditional route of the home refi.

Hi everyone, I've traditionally stuck to long term buy and holds that have required limited repairs/ improvements and have not gone through the refi process as yet.

I'm hoping to get either a 2b/2b condo/townhouse because that's all I can afford and rent out one of the rooms.Assuming I could afford the 20% down for a conventional mortgage, would it be smarter financially and investment-wise to try and put as less cash as possible and pay PMI or go the traditional route and pay 20% or more?

Our main focus is buy and hold--we have rentals of various sorts (college students, STR, and traditional)--but I'm also looking for more flips to complete this year.

Completing 75 Hard last Autumn started me on the path of reading for personal development, instead of just consuming fiction, and coming across Rich Dad, Poor Dad made me realize how through I am with the Rat Race. 

Start with "The Richest Man in Babylon" by George Clason and Think and Grow Rich by Napoleon Hill and go from there.I wish you the best.Stephanie

Now, I'm looking to take all of my cash flow and buy a property traditionally (leaning towards a 203k at the moment).

Alternatives;If you have a decent job (I assume this means you're a credit worthy borrower), decent cash in reserve, no debt etc. obtaining a (civilian) traditional loan isn't out of the realm of possibilities.