I rent to college students.

Keep in mind that you can say "no students", they are not a protected class. 

And will I be able to secure financing with a low down payment in spite of my student debt?

I'm looking to finance student housing in the form of 2x30 unit complexes.

I'm new to investing but have been studying it for a while now.I'm a college student right now who's goal has always been to graduate without any student loans.

Lue C.If you have self-employment activity, you may want to consider a Solo 401k instead of an IRA.Contributions limits are roughly 10x higher, there is no custodial requirement for the 401k, you can take participant loans, you don't need the additional expense and administration of an LLC to have checkbook control, there is a built in-Roth component, a spouse can participate, there are additional tax benefits (UDFI exemption), there is generally greater privacy, and the plans are often quicker to setup and cost less money over time especially compared to most IRA LLCs.

I have just signed up for Cozy based on the reviews here as well as your teams active participation in the threads.

I've been looking in a particular area I like but everything is under contract due to what I presume is the season and ease in renting to students who will be looking in April/May for the 2018-2019 school year.Thanks for any help/advice.

I look forward to being an active participant on BP.

It all depends on entry price and repairs.House-Hack Ideas SFR: One could rent out rooms, basements, turn non-functional rooms (ie dining) into additional rooms and rent to roommates per door (more common with student housing).