Banks want to see about 2 years worth of taxes, current income checks, good credit, outstanding debt and down payment money.

I used Excel Homes and they have been outstanding (North Carolina should be doable for them)!

@John PenolaRegarding taking a 401k loan:You would have to confirm that your 401k plan allows for a 401k participant loan (and that you have not had an outstanding loan in the last 12 months).If yes, you can borrow up to 50% of the balance not to exceed $50,000.The repayment terms are equal monthly/quarterly payments (as you prefer) of principal and interest (e.g. prime + 1%) spread over a 5 year term (or longer if you will use the loan to purchase your primary residence).

You should verify that you are eligible to transfer the funds from your existing retirement account (e.g. if the funds are in your current employer 401k, you will likely not be able to transfer until you quit your job).Regarding taking a 401k loan and then purchasing the property in your own name: You would have to confirm that your 401k plan allows for a 401k participant loan (and that you have not had an outstanding loan in the last 12 months).If yes, you can borrow up to 50% of the balance not to exceed $50,000.The repayment terms are equal monthly/quarterly payments (as you prefer) of principal and interest (e.g. prime + 1%) spread over a 5 year term (or longer if you will use the loan to purchase your primary residence).

His ask is very reasonable and ~20% below market (basically wants his outstanding mortgage and closing costs etc).

I can't tag them for some reason but I would use them as they are outstanding folks.

Tips on how to use Destin's paid parking app would've been lovely so I didn't have to figure it out standing there on the sidewalk. 

I really look at the patterns and outstanding debt on the credit report. 

Contract Stipulations:-Outstanding property taxes shall be pro-rated between Buyer and Seller as of closing date.

Came across a property in Cuyahoga county (Ohio) which has an outstanding tax lien for $16,167.26.