If someone sues the IRA related to it's activities, courts have determined a judgement in excess of the IRA value can look to the IRA account holder.  

Hello, I want to get started in wholesaling in South Jersey (Burlington County) and looking for direction from fix and flippers and buy and holders in my area to see whats a good deal in this area.

I am interested in bailing out homeowners in foreclosure in my Long Island New York area, and arranging an agreement where I become the homeowner's new lien-holder, with more favorable terms.

I guess the next question would be, does the title company have to reach out to the lien holder to approve the sale?

What if the mortgage holder is not cooperating?

The results are loan officers, private investors, and mortgage brokers chase after fee income and mortgage loan programs are structured in favor of mortgage holders and lending institutions.

The property owner will have a chance to pay off the note but if the note holder ends up moving to forclose, the end owner is predetermined, thus making a foreclosure list useless.

We have run into a problem we refinanced several years ago and the first mortgage holder accidentally reported to the credit bureau that the loan was partially paid off not paid in full.  

I know you said you have had this happen but to me, that would seem to be a rare occurrence.Of course, I am assuming that the current note holder has been diligent in collection efforts which might be an erroneous assumption.As I said, I don't deal in notes, preferring to acquire the property.

Assuming the mortgage holder is getting paid in full, theoretically there would not be mortgage fraud, but there can be other issues.