I doubt most of us pull electrical permits to move or add a switch, etc.

Some areas require you to submit plans with your permit application.

That quote seems high, but if they are pulling permits and your municipality requires a duct test... the costs start to go up. 

I still need to decide on the shower stall (if anyone has had luck with any certain kinds I am all ears) other wise everything has been decided just some things still need to be paid for.Had to increase my electrical costs as we needed to add 2 circuits to the kitchen to bring it up to code with adding the dishwasher and bringing it into the 21st century.Gutted kitchen with its new windowThis will be the layout of the cabinets once installedhttps://drive.google.com/file/d/0Bw4tlga09RSJek1DQ...I had a meeting with an arborist on Friday for the massive pine tree in the back yard, unfortunately this tree will need to be removed as it is infected with bore beetles and posses not only a threat to my house but the house next door as well so it will be getting removed this next week weather permitting.  

Keeping in mind that in Texas it is very difficult to collect a judgment as no garnishment is permitted. 

If the LL did a gut reno as you say, then Im 99.9% sure that the place is insulated ( you need permits for gut reno and insulation is 1 thing that is checked).

There are a lot of permits (dock and rental) And fees (HOA, lake access maintenance)I'm also learning what my lake access is or where water frontage is.It is not necessarily the one in front of your lot!!

Make sure your agent is permitted to make HUD offers; there is some kind of registration process that take a bit of time to wait for the registration number to arrive at the agent.If your agent isn't allowed to place offers with HUD, go find one that can.HUD will almost always automatically take 90% of asking.

The deck will be about 19" above grade at the highest, so no permit or railing is required.

United States[edit]In the United States, national banks are permitted to pay checks even though payment occurs prior to the date of the check.