Bad Guy repellent: https://www.sherwin-williams.com/home-builders/services/paint-technology-and-application/sw-article-pro-antigraffiticoa

A scope of work document is more applicable to agreements with contractors, since contractors are the ones who actually perform the "work" and fix the issues.

Your Realtor will have an application form that you can use. 

That usually leaves two or three qualified applicants. 

Other than that a majority of the applicants have been nurses/medical techs

Finance is more conceptual in application, much like law, but is in the shadow of a law degree.Yes, the best degree for real estate would be a law degree, but you won't earn that in 4 years. 

Four kids don't know how to maintain a home and it's more likely to result in damages, drama, early termination, or other problems.My policy is that applicants need to make a combined income of 3x the rent.

It seems to have become policy to make it as difficult as possible to find out that your applicant is a bum.

#1 - Ask the applicant to provide you with a copy of the court order showing the amount of child support ordered.

I then re-do another loan application, and get it all started, and it looks like it's going to go through.