And if they aren't, it will reflect in rates going much higher for the risk.

But now it seems taxes have increased, additional government fees, ie lead testing for any property built prior to 2017, and also increases in sewer / water rates.

The price points are definitely higher in SWFL not mention the home owner insurance rates in FL.

Call a few people who do home inspections and ask if they can recommend someone or google "sewer inspector memphis tn" and you will see a number of options-then look at their ratings.

The program looks at location, property value, amount owing, interest rate, taxes, insurance, rents, condition, etc and several exit strategies.When we make an offer to buy, we can offer cash, subject to, wrap, seller financing, lease option, seller carryback and so on.Obviously if we wholesale the property, there is no carrying management needed, and if use a lease option to sell, the optionee is responsible for maintenance and repairs.

House hacking where you get to "live for free" is near impossible with interest rates right now.

I guess you would call me an "accidental landlord" as I was able to take advantage of our interest rate on our first home.

They are not going to get anything better than 5% even if they had a social as rates are above 5%. 

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

If you're comfortable with a smaller percentage for expenses, change this part of the calculation - just realize you're ratcheting up your risk exposure on the property.Divide the net operating income by the prevailing interest rate (5%?