Borrow from friends and family.

This would stop any potential partition action from partners (minority or otherwise).I say give them their start by paying a bird dog fee. $5K means it better be a damn good deal. $2K is more like it.

Fannie Mae requires the following versions of the classic FICO score for both DU and manually underwritten mortgage loans: Equifax Beacon® 5.0;Experian®/Fair Isaac Risk Model V2SM; andTransUnion FICO® Risk Score, Classic 04.The lender must request these FICO credit scores for each borrower from each of the three major credit repositories when they order the three in-file merged credit report.

I would not let this stop you from finding deals.

Basically, we finally sold our negative cash-flow condo in south MA and at least got our loss stopped.

@Preston L'Ecuyer I'm happy to answer any questions you have about finance or borrowing money.  

Get rid of that deal and make it stop hurting you. 

Try stopping by some of the local lumber yards ( Parr, Dunn, Matheus, Boise Cascade, etc...) and ask for people they recommend. 

Can they stop us ???

If so, I don't see what would stop you from moving into MFRs or apartments.Once you have a seasoned apartment, you don't need to worry about your personal tax return as much as my understanding is that commercial lenders will primarily care about the deal itself (particularly on a refi).