The way you 'house hack' as a student on the GI Bill is that you note that the GI Bill BAH is dependent on where the school is located, not where you live.

@Bob SmithCheck out the website for the Joint Center for Housing Studies of Harvard University.

BUYER IS ALSO A FORTUNE BUILDERS STUDENT!

My question is that how can I secure a loan as a college student with out a job?

The downtown area is very old school european and it is filled with is small buildings with tiny apartments or studios that occupied by students, airbnbs, or couples.

The population has been growing here year over year over the last decade, it is home to The Ohio State University which has over 50,000 students that live here along with those that visit, and it also holds a diverse range of young professionals and traveling nurses to fill the demand of the multiple business corporations and hospitals stationed here.

We still have plenty of students signing leases right now. 

You probably need to get specific on the price range you're looking for and types of renter's (families, young professionals, college students, etc.)

I purchased a duplex and used a student loan for the down payment.

I also am the Program Director for a performance-based music school in San Juan Capistrano with nearly 200 students.