The DC area is one of the lowest cap rate markets in the country.In MoCo you'll generally need a 40-45% down payment currently to have your rent cover your PITI on a standard long term rental.

I'm about to purchase a property for a short term rental and trying to figure out whether to hold the property in a newly formed LLC, trust or in my personal name. 

The returns I've seen as far as cash flow are decent, but what attracted me are the typical long term leases with rent escalations every year.

What are the interest rates and loan terms typically associated with DSCR rental loans?

If it works as a traditional rental, everything else is gravy on top.Those aren't the numbers that matter:Property ValueCash in (DP)Mortgage payment and term in yearsrentmonthly expenses 

I would like to re-finance into long term debt once the project is finished using a DSCR type loan.

As far as tapping into the equity without doing a refinance, we offer some great HELOC products which are especially good for funding short term deals like ground up constructions or fix and flips.  

Normally, we hold all of our tenants to a higher standard but in your case your will need to play nice and give her what she is asking or find a way to meet in the middle. 

I recently purchased a short term rental unit in the Palm Coast area and am wondering if anyone has a good lease template they send their tenants?

If tenants aren’t covering the cleanup, who’s left holding the bag?