I didn't open and transfer into my Self-Directed IRA until I was a more seasoned investor.

If any one is interested and is seasoned in investing please let me know.  

Looking for a bank lender that will refinance w/ less than the typical 12 months seasoning requirement, using the new appraised value.

I'm out of my depth here, but I read other places that banks will only count a percentage of your performing rental properties toward your income and only after they have seasoned for some period of time, eg. you have a rental that has average NOI of $6,000 a year, the bank will only apply a percentage, say 75%, so $4,500, to your income.

With the lack of seasoning I would offer to buy the first 5 years of payments for a net yield of whatever you think is appropriate.

Why wait 6-8 mo....Does your lender require this seasoning period?

Seasoned investors and lenders will recognize this as a tax savings and will look to your cashflows for their ROI analysis. 

I have heard it said that the account needs to be "seasoned" for about four months.

I am a little low on rent because I rented it in the off season for school semesters.

I was planning on using hard money for my down payment and rehab costs, I would then cash-out refinance my mortgage after seasoning to pay back my lender.