So glad you found Bigger Pockets early in your journey - I love the strategy you and your wife are following.

That could be a great way to find and stay engaged with local investors, realtors and opportunities. http://www.biggerpockets.com/alertsYou can also search for other investors or brokers in Jacksonville and follow their journey on Bigger Pockets here: https://www.biggerpockets.com/search/usersBest of luck to you and look forward to following your success on BP!

Briefly, if borrower doesn’t qualify under the Home Possible program with 95% LTV, then the following LTVs apply: for OO (owner occupied) 85% LTV for a duplex and 80% LTV for a 3-4 units, on an INV (investment property) LTV is 75% for all 2-4 units. 

I would push back but I don't know if you'll win without standing in front of a judge.

Make sure you follow the required steps in your local laws regarding this...and DON'T skip, rationalize, or in any way deviate from those steps in any way!!!

Not being able to casually talk or use words like quiet is pushing it. 

I know about hotel booking business and my recommendation will be to visit the following website to get useful information:https://vironit.com/how-to-create-a-hotel-booking-...There are the ways of creating a hotel booking website from scratch via builders as well as custom developments. 

Here are some recommendations for you:Find and connect with other BP members that are in your area: https://www.biggerpockets.com/search/usersSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: https://www.biggerpockets.com/podcast If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

- Push ups or sit ups?

I've had 2 sellers ask me in the past week the following question:- Will I be able to get financing on a new house if I still have a mortgage on my old house?