:mrgreen: Interesting - sounds like a list of men who gave up the hippie lifestyle to be capitalists.

One only buys in anticipation of appreciation, and for the lifestyle benefits (stability of tenure, etc), and this is what 70% of the market does.

FIVE FACTORS Payment History = 35% Debt Ratio: Balance/Limits = 30% Length of Credit History = 15% Types of Credit = 10% Number of Inquires = 10% FIVE SOLUTIONS Remove the "Bad Credit" "Rapid Rescore" your existing credit Add a "Seasoned Tradeline" Add different "Types of Credit" Remove "Inquires" The point is that even if you are successful in disputing negative items off your report, you are still only affecting at best... 35% of what makes up your score... make sure you address all 5 factors.

I thought that because I would be working abroad my college degree had no importance, much like you, but now my options are very limited.

Also, are there any limitations on refinancing a home with a FHA 203k loan (say 6 months after closing and after all repairs completed) or limitations on selling the home (after repairs).

Scientists with the International Siberian Shelf Study 2008 describe what they saw along the coastline recently as "methane chimneys" reaching from the sea floor to the ocean's surface.

Definitely an expensive lesson...I just look at it from the standpoint of IF I couldn't sell it right now what my options are; I understand they are limited, I guess I am trying to put lipstick on a pig ; )

Found out later from another attorney that the QI had outstanding judgements against him and that limited the type of 1031 deed transfer than could be done from the QI.Now, I use a real estate friend for the QI and there are several small but stable banks that do QI work for free for their customers.

Downsides here are the higher risk, higher costs of financing, and the limited supply of commercial multifamily properties that can be purchased and rehabbed for under 65% - 70% of ARV.

The lenders I have used on my previous properties are not options right now, as i have more than the 4 mortgage max they are all quoting.

Does anyone know a portfolio lender / broker / other option that they can reco...