@Stephen Jones- I shot you an IM- let's discuss! 

I'll be sending an IM shortly. 

I know it's a lot more money than nail polish, but I'm just using that to illustrate the 'Your Thing" concept.Unless she is just dead set against it of course...in which case you will need to be a better salesman...You could always try the old "Mink Coat" analogy (or something along those lines).It goes like this, "I know you would like me to use this money to buy you a new Mink Coat (or vacation in Tahiti, or whatever), but if I do, the money will be gone forever.

I understand there are separate animals and liked the details to make your end decision. 

It's amazing how many huge power lines or transformer stations, quarries, commercial buildings, railroad tracks, animal farms, etc., are out there lurking next to what initially looks like a great deal for an investment.  

This mean HVAC in the second floor addition needs to be installed,- Damaged garage door wont close all the way,- Not sure if water or septic would run,- Electrical lines in some places the previous owner messed with and added some,- Mismatching handrails on the stairs,- Kitchen has many animal dropping in the cupboards which I cleaned up but is still dingy.

It’s likely that a fresh coat of paint and mid-price flooring will do wonders.

I dislike the verbiage you're referring to as 'turn-key'...Good: * Install new cabinetry per attached layout using XXX manufacturer and YYY finish* Install grade 2 granite and 11" overhang on bar* Install backsplash, XXX tile, YYY pattern* Install grade 2 oak flooring, stain and 2 coats polyurethane, standard non-mix minwax color* Remove wall between kitchen and dining room PER ATTACHED FLOOR PLAN* Install new Frigidaire Gallery Stainless Steel appliance package (Range, Microwave, Dishwasher, Refrigerator)* Install XXX Kitchen Faucet* Install 3/4HP Badger Disposal* Rough and Trim out for electrical and plumbing to code PER ATTACHED PLAN* 20 yard dumpster* Labor for demolition per plan* PortapottyTotal: $50,000Bad: * Renovate kitchen and remove wall between kitchen and dining room as discussed* Install new appliance package* Install new fixturesTotal: $50,000Equally bad -* Install new cabinetry per attached layout using XXX manufacturer and YYY finish* Install grade 2 granite and 11" overhang on bar* Install backsplash, XXX tile, YYY pattern* Install grade 2 oak flooring, stain and 2 coats polyurethane, standard non-mix minwax color* Remove wall between kitchen and dining room PER ATTACHED FLOOR PLAN* Install new Frigidaire Gallery Stainless Steel appliance package (Range, Microwave, Dishwasher, Refrigerator)* Install XXX Kitchen Faucet* Install 3/4HP Badger Disposal* Rough and Trim out for electrical and plumbing to code PER ATTACHED PLAN* 20 yard dumpster* Labor for demolition per plan* Portapotty* Use 10x 2x4x8, 10lf 12x4 LVL, 1x5lb box framing nails, 15lf 3/4" CPVC pipe, 1 bottle CPVC glue, 4x 45deg CVPC fittings, etc...

ESAs are non-trained animals that are simply comfort/emotional therapy animals. 

BUT being in foreclosure does NOT by ANY means imply motivation.Much like: "All dogs are animals", doesn't imply "all animals are dogs".