Luckily my cash offer to buy a house was outbid and I didn’t get the property I made an offer on. lol I have taken five 401k loans up to 50k to buy houses.

We all know the playbook....teach novice investors how to buy in C/D locations where the cash flow appears higher despite the operating expenses and cap ex being disproportionately greater than better situated real estate.

There are many ways to invest in real estate, and many different forms of financing, and the "best" type will depend on what you are doing, your funds available, and so on.Here are a few examples:Many investors that buy and hold long term residential properties will use your standard conventional financing (typically 20% down for SFR and 25% down for 2-4 units).

I will also seek existing leases from any property I decide to buy. 

My capital is a little limited but anything 70K and below seems to be a good buy for me as far as going with a conventional or hard money

Buy multifamily home.

They need to see it pencil significantly in their favor to make to buy the home outright.

So the trade after this is calls on large/mega caps and buying some large/mega caps.

That is the perfect time to buy!

Insurance has been crazy in Tampa and im curious to know if anyone that does buy and holds has any good insurance companies they can recommend that aren't charging outrageous rates.