If you want to put less than 20% down skip the seller financing and move in to the property.

Quote from @Kaushik Sarkar: Hi,I am interested to talk to SDIRA custodians preferably local to the DFW Texas area to expand my investments in real estate.

I don't get to keep that, so that is subtracted from my payout here.

Because I live in a neighborhood that has no crime but it shows up as very high crime because we had two neighbors who would call the cops over each others dogs barking so it lit it up to show it as negative…

You can buy it Subject to the existing mortgage, have them deed the property to you, you will catch up their areears and rent it out. 

Lending is all about relationships, especially when it comes to exceptions and tricky deals.It generally doesnt hurt to interview lenders and apply with 2-3 of them at the same time.

You're spot on with how private money lending offers speed and flexibility compared to traditional banks.

They are farily easy and do nto require much to get started and the Max LTV is going to be 75% but I have seen some exceptions to 80%.Rates are subject to a few thing like loan amount, property type, number of units, credit score and downpayment.DSCR allows you to purchase with No employment and No tax returns so its a little easier. 

The seller was motivated to close fast, allowing us to secure the deal and set the stage for a profitable resale.

If not, it is harder for the underwriters to understand.