Here are couple sites....alesolutions.comtpshousing.comtemporaryhousingdirectory.com

If they pay everything cash why do they have a low credit score?

Is $250 psf around what you would expect to pay?

To pay for the renovation, we did a cash out refinance.

All it's looking for at that point is total liquidity, credit score, factors on the property itself.1040's, pay stubs, Debt to Income ratios and things like that aren't a factor here.

I have insurance right now but I am paying upwards of $600 per door! 

Then, if you have any debt, start paying it off quickly.

This is about to bite us though as commercial loans only lock for 5 years - so our 4% commercial loan will reset in the next year and probably increase to the 6% range if we don’t pay it off before then.

He is paying a rate higher than a bank but lower than hard money and he can refinance after his equity has increased. 

Maybe throw in the appliances if they pay on time.3.)