Might also keep some horses and other animals, hence the zoning question.

Since I don't have a need to drive to the barn anymore (and the new neighbor's own no horses) access is no longer an issue.

I call it the "Race to 0" and enjoy the battle of getting to it. 

It's only steering if a realtor or broker tell you not to invest in an area because of a certain type of race, religion, etc living there.

Colony Homes will probably soon follow, and it looks like a race to acquire.

Absolute newbie here both to BP and realestate.Right now I am stuck in the rat race working as an account manager for an IT company and am going to devote myself to realestate investment as an exit strategy.My plan is to start with buy and hold and then start looking at flipping and wholesaling once I get better at estimating the amount of work a house or building needs.I am wide open to feedback and guidance from all the wonderful people here.Thanks,Luther

The turtle always wins the race.

I live in East Bay and mainly investing out of state.I did cross fit for years before moving on to mud races like Spartan, Tough Mudder etc.

hi william. sorry to hear of your bad luck here. but, there is always one good word of advice. never give up. yes, your property is underwater right now. if you can afford to keep making payments on both loans, please do so. sure, on the one loan, you are basically " paying on a dead horse". there really is nothing you can do about that. over time, with making sure payments are being made on both loans, you will overcome your bad credit rating simply by making the payments. in that time, should the market on your home increase, you may overcome the negative equity also. only time can help you right now. in the meantime, look for other house deals that you can make. maybe they will not be the level of what you were dealing with in the past, but as long as you are making money, thats the goal. keep moving forward. hurdles in life are put there to teach us a lesson. learn all that you can. 

If I'm beating a dead horse by bringing up a question that's been asked a million times, I apologize.