To win, you have to pay more and with FHA you need properties in good shape so they pass FHA inspections.

Both own multiple LTR houses.Be aware that if you buy a STR in your SDIRA you can never stay in it or work on it while your IRA owns it. you cant stay in it even if you pay normal rates?

You pay off $6M mortgage, have $4M in “cash” but only a $2M taxable gain ($300-$400k?).

It will cost her thousands to move, she will probably have to pay more at a new place, and they probably won't accept her rabbit, either.Know our value and charge it.

We have had the same tenants since we leased it in 2022 and fortunately they have been great- minimal maintenance requests, very easy to communicate with, and pay on time.We have a 30 year fixed mortgage on the property at 2.875%, the property cash flows about $1,200/month, and there is roughly $200,000 in equity in the property.

That being said in my investors group I know folks that are still making it work.

I ASSUME you are not paying cash.

Quote from @Jeff Hamann: A lot of folks posting about the Midwest.

Depends if they put it on your credit report and if it is in an llc and the llc pays for them for 12 months or more it can be excluded from the dti 

Thank you in advance for any help.I should really make a video series and post it for folks with this question.