I don't have consistent w-2 income for any bank to even think about lending me money, let alone letting me through the door.My plan:My target community is Potsdam, NY.

whats your thought... in our area of PDX you have cities fighting to annex in county... they want the tax base.well maybe because  Nike world headquarters campus happened to be their target LOL

Is this a special zoning category that you're targeting?  

Get educated & research your target farm areas to buy & hold.  

It seems like you are right in the heart of my target markets. 

If you have little net worth, you're least likely to be a target for a lawsuit above the amount of insurance you carry. 

Emails are valuable if your database is targeted.

Matt Heerwald If your target market is going to be military personnel at Randolph AFB or Ft Sam, you'll likely need to increase your price range, in my opinion.

But I would really like starting the research to determine an area(s) to target...Thanks,Keni

You can also use Distressedpro.com to narrow down your targets bank by evaluating which banks have higher reserves and default rates, but I often find myself (and others) spending too much time looking at numbers and reports instead of taking action with the shotgun approach.5).