Just wanted to know if anyone had a non excel sheet based automated solution for collecting and maintaining COIs.

The 50/50 split is accurate, based on the profit made on the deal. 

.- Set up systems to regularly keep in touch with (and add value to) the folks you connect with whether they're local contacts or virtual contacts from BP.Happy to see you here... looking fwd to seeing how the BiggerPockets platform contributes to your journey.All the best,AbelThank you for the kind words and recommendations! 

Also insurance has very vague wording when it comes to tree, when it's reasonable they may reimburse cutting tree for $500.

I'm Miami based as well.

Always max the base policy as well, it is around $10/year to go from $100k protection on a landlord policy to $500k.

New to the game, and I’m hoping to find a little direction from experienced investors.I’m located in South Louisiana.

My partner & I are hostiing a cashflow game with realtors on the Northside on 8 January. 

If you plan to expand your portfolio, starting with a 4-plex might provide a stronger foundation for future investments.It's also worth consulting with a local real estate agent or financial advisor who specializes in investment properties to get personalized advice based on your financial situation and market conditions.Best of luck with your investment!

Have you talked to your current HML about rolling over your current loan into a new loan based on the work/improvement already completed?