I'm also concerned how your wood end-joist is acting as a simply supported beam, carrying all the loads from the exterior and interior floor joists to the bearing wall at the end of the span.

I've been crunching the numbers and the mortgage insurance premium can really cut into rental income.

Karen Margrave yes we use a recessed metal medicine cabinets verses wood.

the neighborhood is called Tallow Wood. 

From reading a few posts on Bigger Pockets, I thought what an amazing community to be apart of and have the intention to continue my exploration as a part of this community set on realizing our fullest potential.Have Fun, DanDan Welcome Look up @Tyler Bruce Good guy from your neck of the woods.

I bought and older wood frame house with a lit attached where j built a 3/2 brick house that I also rent.

He wants me to pay for the replacement of (hopefully only) the damaged wood panels. 

The shores, Grosse Pointe Woods/Farms etc.. 

Same question for back yard zero-scaping - wood chips are a little bare....is it worth it to bring in a new load and spread them?

I did charge a rental premium ($650 vs. $550), which made renting profitable from a P&L perspective, but I was not valuing my time as an expense into the P&L.