So would it be better to put a 30 year refi in and plan on selling for the equity in 20 years or would it be better to stick a 15 year on it and wait for the rent to catch up to the mortgage in about 3-5 years to go neutral and cover expenses?

Go to https://www.biggerpockets.com/alerts and scroll all the way to the bottom.

It's a rental so if the work does not add to your bottom line you do not do it.Make sure everything works properly, put some lipstick on everything and rent it out.

My novice opinion is that we are at the peak of the market right now and most "deals" I see are other smart investors who bought at the bottom and trying to unload their inventory.

At the end of our countertop the granite lines up flush with our bottom cabinetry, which is about 1/8 of an inch exposed.

@Chris Martin Thank you so much.I moved B, D, K to the bottom* since I really don't think they apply to the purchase of banknotes, but I would just like to be sure of the rest of the document's language.

The issue is that you need to begin near the bottom rung to bring others up, that usually means renting first and teaching skills, first steps, then after that success they can move to homeownership.  

Or are we just riding an amazing market off a bottom?

@Will Barnard  this year saw me doing my continuing ED for my CA re brokers license my state of Oregon mortgage bankers license..So I pass the CA brokers which I have been doing for 40 years.. then I have to do on the RE Bureau website and pay my fee and such... what stood out for me was a big bold tab at the bottom of the page.. ( If you suspect anyone of selling RE without a license make complaints here )....

Texas is crawling with investors because they never hit bottom like we did.