If you're looking to get into STR but not have to do the extra work involved, it's also doable. 

Lease options have to have something extra in it for you as the owner to make it worth your time tying up the property for a year and potentially forcing you to forego future appreciation when they execute the option.

Overlays are the extra rules that a bank will put on TOP OF the FHA/Conventional rules. 

They charge a little more than if I were to go out and find a team, but for sheer convinces it is worth the little extra to have everything I need right in the building.

We've used them both to do so and make extra profits.

I'm paying about 40% extra than the price one year ago.  

Depending on size I cut the bottom extra blinds out and saved them. 

Yes, but she wasn't always like that.My question is since she has been making all of the payments on time and sometimes early (along with a few extra payments) since we got the car in June 2017 would I be able to apply for a mortgage and have that debt excluded after the 12 months have passed?

So I feel like no matter what my agent should have rights to the commission.Closing did not cost me more as the seller was responsible for both the seller and buyer agent commissions.My big issue with it is that I would like my agent to get paid that actually put in the work with me rather than the wholesaler make a few extra grand on top of the assignment fee.

I think there are definitely agents out there that work with investors because they understand that though there is extra work, aka more offers and more showings, the investor will most likely lead to more commissions than a regular buyer who only buys once every 5-10 years.