Hi guys,I know you've probably gotten this question a million times, but seriously when it comes to RE investing, should I secure the funding first, or the deal?

My Private money lender is in limbo right now and im considering useing my CCs, this 4plex might go for 25K and i have a  total of 50K combined CCs limit, Im considering buying the 4 plex  on my CCs, This is for BRRRR but my questions are:Can i buy the house with my CCs in my name and Refi into 203K to get the rehab completed?

When does your deal become a security?  

I had a whole loan package done and on a secure linked google drive, and my building financials on the BP reports all in there.  

I recently represented a landlord in a security deposit dispute with a tenant.

We also always use a private adjuster on our behalf anytime we have a big claim.  

It is great for both: owning rentals and doing private lending. 

Who out there has gone into a local Credit Union or small private bank and actually got a line of credit.  

So I have a lead on a property that is a private sale.

With late cash infusions, work on the house will get delayed.A better option is to secure funding through a Line of Credit, Private Funding, crowd funding, or some other source where there is no red tape to get a $1000 draw.